Whether you're a college student or renting a penthouse in NYC, you deserve the flexibility to move when you need to, without having to pay thousands of dollars in hidden fees.
Nearly every landlord will charge you between two and four months' rent to break your lease early, even for legitimate reasons like job relocation.
Cios is a financial technology company that gives you back the flexibility to move any time for any reason with no hidden fees.
You have the ability to cancel your Netflix subscription or phone plan when you want to, so why can't you do that with your apartment? Landlords shouldn't get to charge you crazy fees just because you changed jobs or transferred schools.
Saving renters money is important—life is already expensive enough as is. That's why we built a solution for any and every renter with Lease Flexibility Coverage. Because everyone deserves the flexibility to move when they need to.
Nearly all landlords charge hidden fees—like termination penalties, buyout fees, and accelerated rent—if you move out early to lock you into your lease.
You could pay thousands of dollars in fees if you:
Get a free lease report from Cios that tells you exactly what hidden fees are in your lease agreement.
.svg)
"(...) The lease agreement and terms agreed upon and signed by both parties constitute a legally binding contact that when breached can carry monetary and legal consequences (read – it will cost you a lot of money)."Read the article
"If you get an unexpected job transfer to the other side of the country six months into your 12-month lease, you'll need to break your lease. Find out if there are any fees that apply if you need to do this."Read the article
"(...) Know that breaking a lease is difficult and often expensive. Unless you have a reason for terminating it, it remains binding, even if you move out and stop paying rent"Read the article
Breaking a lease won’t hurt your credit score if you have paid everything you owe (...) But if you move out when you are unable to pay all the fees, it’s a different story.Read the article
.svg)
"What do you do if you have a big life change (...) and you need to get out of a lease? Unfortunately, there can be financial consequences when you try to get out of a lease early."Read the article
"Prepare to pay some hefty fines. Many states require two months of rent as your lease break fee (...) Some landlords will also keep your security deposit as part of those terms."Read the article
We've made it easy, simple, and fast for you to get started with Lease Flexibility Coverage.
Signup only takes 5 minutes, and you'll be protected if you need to move out from the moment you sign up to the end of your lease agreement.
First, you'll sign up and create an account on our online portal at app.getcios.com. You'll need to verify your ID and upload your lease agreement, so make sure to have those ready.
Once you've created your account, you can purchase a coverage plan for the duration of your lease. We offer low monthly payment options as well to help fit your budget.
.webp)
Once your coverage plan is active, you can request a move any time, for any reason with your Cios account. We'll handle all the paperwork and next steps with your landlord.
On move-out day, all you'll need to do is to complete a short checkout online. Once that's done, we'll finalize your move and pay your landlord any remaining rent and fees.
.svg)
Thinking about your career, your relationship, and all the other life decisions that make your stomach turn?
You're not alone. We've got you covered if you need to move before the end of your lease term—whether you're take a great new job across the country or decide to get married.
Worried about the rising cost of rent? We know that it's getting more and more difficult to afford the cost of living here in the US.
That's why we worked hard to make Lease Flexibility Coverage an unbeatable deal for renters. Compared to the lowest lease break fee we found on the market, you're still saving 5x the money.
That's right—all this coverage is yours for less than the daily cost of your morning Starbucks.
.webp)
Most applications are difficult—not ours. You can sign up and get coverage in under 5 minutes with our 100% online application process.
Need help? Our team is just a call or email away.
